Business Risk Management Manager

ABFinance is a US-based firm building digital finance for the future. Our vision is to create a full financial ecosystem where digital assets, traditional finance, and everyday money management live in one seamless experience that is made available to everyone. Founded by a team of innovators, traders, and compliance professionals, our mission is to bring digital assets to the mainstream through secure, regulated products. Our flagship ecosystem combines a compliant, security-first crypto exchange serving both retail and institutional clients, alongside a Debit Card that enables everyday spending and smooth bridging between fiat and digital assets, supported by core capabilities such as spot trading and yield generation products. About the Role You will establish and maintain the risk control framework for ABF's fiat operations from the ground up. This is a foundational role — you will design the risk architecture, set risk limits, build monitoring systems, and ensure the business operates safely within US regulatory boundaries across banking, card, and trading activities. Key Responsibilities Build and own the end-to-end risk control framework for ABF's US fiat business, covering banking, B2B services, and fiat trading Lead fraud prevention strategy design across card, ACH, and payment channels, including chargeback management, fraud detection rules, and end-to-end case handling Define risk policies, transaction limits, exposure thresholds, and escalation procedures tailored to the US regulatory environment (FinCEN, MSB licensing, state MTL requirements) Design and implement real-time risk monitoring and alerting mechanisms; ensure alert coverage for abnormal transaction patterns, large withdrawals, and channel anomalies Evaluate and manage risks associated with US banking partners, liquidity providers, and payment channels; conduct periodic risk assessments and escalate issues Partner with the treasury, compliance, and legal teams to ensure risk controls align with US regulatory requirements and internal audit standards Monitor fraud rates, chargeback rates, and operational loss metrics; Requirements 6+ years of experience in risk management, compliance, or fraud operations in fintech, payments, or banking Deep knowledge of US financial regulations: AML/BSA, FinCEN requirements, OFAC sanctions screening, state MSB / MTL rules Experience designing risk frameworks for card products (chargeback management, fraud detection) and fiat payment channels Strong analytical skills; experience with risk monitoring systems, rule engines, and data-driven risk decisioning, proven experience building risk control systems in banking or crypto, with strong familiarity with mainstream risk monitoring tools and security control components. Proven ability to operate in a regulated environment and engage constructively with compliance and legal teams Fluent in English; experience working with US regulators or US-licensed entities strongly preferred Experience in crypto or digital asset risk management a significant plus