Fiat Reserve Monitoring Manager

ABFinance is a US-based firm building digital finance for the future. Our vision is to create a full financial ecosystem where digital assets, traditional finance, and everyday money management live in one seamless experience that is made available to everyone. Founded by a team of innovators, traders, and compliance professionals, our mission is to bring digital assets to the mainstream through secure, regulated products. Our flagship ecosystem combines a compliant, security-first crypto exchange serving both retail and institutional clients, alongside a Debit Card that enables everyday spending and smooth bridging between fiat and digital assets, supported by core capabilities such as spot trading and yield generation products. About the Role We are seeking a Fiat Reconciliation & Reserve Monitoring Manager to oversee fiat transaction reconciliation, float management, and reserve monitoring for our digital asset platform. This role sits within the Finance / Treasury function and ensures the accuracy of fiat settlements, compliance with reserve requirements, and smooth coordination between banking partners and internal systems. The position requires strong experience in payments, reconciliation, and treasury operations within fintech, crypto, or financial services environments. Key Responsibilities 1. Fiat Reconciliation Perform daily reconciliation of fiat transactions across banks, payment processors, and internal ledgers Investigate and resolve discrepancies between bank statements and internal records Support month-end financial close and reporting processes 2. Float Management Monitor daily fiat balances and settlement positions across banking partners Identify potential liquidity gaps that may impact customer deposits or withdrawals Work with Treasury to manage and optimize idle balances 3. Reserve Monitoring Ensure customer fiat balances remain fully backed (1:1) at all times Monitor reserve accounts and reconcile them against customer liabilities Support regulatory reporting and reserve attestations 4. Process Improvement Improve reconciliation processes and implement automation where possible Maintain reconciliation documentation and support audits Requirements 4–7 years of experience in reconciliation, treasury operations, or financial operations Experience in fintech, crypto, payments, or financial services Strong knowledge of bank payment rails (ACH, wire, SWIFT) Experience with ledger reconciliation and financial controls Strong analytical and problem-solving skills Preferred Qualifications Experience working with crypto exchanges or digital asset platforms Familiarity with stablecoins or crypto-fiat settlement flows Experience with regulatory reserve reporting Experience using reconciliation tools or SQL for data analysis