Product Manager (Banking)

ABFinance is a US-based firm building digital finance for the future. Our vision is to create a full financial ecosystem where digital assets, traditional finance, and everyday money management live in one seamless experience that is made available to everyone. Founded by a team of innovators, traders, and compliance professionals, our mission is to bring digital assets to the mainstream through secure, regulated products. Our flagship ecosystem combines a compliant, security-first crypto exchange serving both retail and institutional clients, alongside a Debit Card that enables everyday spending and smooth bridging between fiat and digital assets, supported by core capabilities such as spot trading and yield generation products. Responsibilities Bank + Crypto financial services exploration, product roadmap and project management Define next-generation financial services at the intersection of US banking and crypto: bank-linked on/off-ramps, USD balance / payout / settlement products, salary, bill pay, and everyday money movement use cases Translate market research and competitive analysis into clear product directions and execution plans Operational Excellence Continuously improve scalability, observability, and operational efficiency across US payment flows Drive production readiness frameworks: sandbox testing, real-money validation, phased rollouts Monitor success rates and failure patterns; establish ownership and closed-loop incident review processes Risk, Compliance & Operations Collaboration Work closely with Risk, Compliance, Legal, Engineering, and Operations to ensure alignment with US regulatory expectations (KYC, AML, reporting) Ensure stable operations under real-world failure scenarios; lead closed-loop post-incident reviews Requirements 3–6 years of product experience in US payments, banking, cross-border settlement, or fintech platforms Experience in neobanks or traditional banking products, with solid understanding of clearing & settlement networks and banking integrations (e.g., payment networks, account systems, fund flows) Ability to define product strategy, leverage digital banking advantages, and demonstrate proven experience in designing and successfully operating investment-related products (e.g., wealth management, yield accounts). Strong sense of ownership; proactively identifies risks and drives decisions to full closure Fluent English; capable of leading bank/vendor meetings and producing clear documentation