Loan Business and Operation Leader

About Bybit Established in March 2018, Bybit is one of the fastest growing cryptocurrency derivatives exchanges, with more than 70 million registered users. We offer a professional platform where crypto traders can find an ultra-fast matching engine, excellent customer service and multilingual community support. We provide innovative online spot and derivatives trading services, mining and staking products, as well as API support, to retail and institutional clients around the world, and strive to be the most reliable exchange for the emerging digital asset class. Key Responsibilities Own and lead the development, commercialization, and execution of various loan products, including institutional loans, margin loans, etc. Define and evolve the loan offering: from product design and eligibility criteria to pricing, structure, and term sheet strategy Define loan structures, pricing models, and risk parameters in partnership with credit risk, legal, and compliance teams Work closely with product and engineering to deliver core loan infrastructure (onboarding, collateral management, LTV automation, settlement flows, liquidation logic) Coordinate closely with treasury and capital markets to optimize internal liquidity usage and cost of funds Establish operational processes for issuance, repayment, monitoring, and reporting, ensuring high reliability and compliance Collaborate with compliance and legal to design frameworks that meet regulatory requirements in key jurisdictions Track and report key metrics including loan book growth, revenue contribution, margin profile, and credit risk exposure Identify and lead new growth opportunities: new borrower segments, token-collateral use cases, or cross-platform integrations (e.g., custody or trading) What you bring along 5–10+ years of experience in institutional lending, structured finance, crypto credit, or capital markets Proven track record of driving business lines, not just executing ops — you’ve launched or grown a loan desk, credit product, or revenue stream Deep understanding of crypto lending mechanics, including overcollateralized, undercollateralized, and credit delegation models Familiar with borrower and lender needs: OTC desks, prop traders, funds, corporates, stablecoin treasuries Strong business acumen and negotiation skills, capable of managing counterparties and aligning internal stakeholders Data-driven with the ability to build reporting frameworks and monitor loan book performance and risk Fluent in English and Mandarin Analytical, detail-oriented, and proactive in identifying and resolving operational challenges. Passionate about crypto, with a background in top-tier finance or crypto firms considered a strong advantage. Why Join Us At Bybit, we are committed to fostering a supportive and enriching work environment. Our benefits include: Study Growth Fund: We support your professional development and continuous learning. Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation. Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world. Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company. Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.